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Digital commercial insurance brokerage

Digital commercial insurance,
built around your business.

Find your exact type of business, understand the coverage commonly associated with it, estimate potential costs, and start the quote process — supported by licensed professionals.

Search more than 1,200 specific business types · No spam, no obligation

Access to markets that understand different types of businesses

Coverage is placed based on suitability for your operations — not on a one-size-fits-all policy.

  • Chubb logo
  • Travelers logo
  • The Hartford logo
  • Nationwide logo
  • Progressive logo
  • Berkshire Hathaway logo
  • Cincinnati Insurance logo
  • Auto-Owners logo
  • Erie Insurance logo
  • The Hanover logo
  • Selective logo
  • Philadelphia Insurance logo
  • Tokio Marine logo
  • GEICO logo
Start here

Start with your business—not a generic insurance policy.

Begin from what your business actually does, or explore the coverage library to understand the policies behind a commercial insurance program.

Coverage library

Coverage

21 commercial policies, each with typical cost ranges

Understand the coverage behind the insurance program — from general liability and workers' comp to specialized commercial policies — with typical cost ranges on each page.

Explore Coverage
Start from your business

Find Your Business

31 industries mapped to 1,229+ business types

Start from what your business does. Every business type is mapped to the commercial coverage commonly considered for it — across all 50 states.

Find My Business
How it works

From your business type to a licensed professional

A clear, digital-first path from understanding your risks to starting a quote — with a licensed professional involved before any coverage is placed.

  1. 1

    Find your business type

    Search more than 1,200 specific business types to start from what your business actually does.

  2. 2

    Understand your risks

    See the common risks associated with businesses like yours, in plain language.

  3. 3

    Review relevant coverage

    Explore the coverage commonly considered for your type of business and why it matters.

  4. 4

    Estimate potential costs

    Use the cost estimator for an educational, illustrative range — an estimate, not a quote.

  5. 5

    Start your quote

    Begin the quote process online in minutes, with the details of your business already in focus.

  6. 6

    Work with a licensed professional

    A licensed commercial insurance professional reviews your submission before coverage is placed.

Plan your budget

Estimate your cost

Pick your industry and size for an illustrative annual premium range, built from the coverages most businesses like yours carry. It's an estimate to plan with — not a quote.

Configure

Your business

Business size

Estimates combine general national-average premium ranges and a size adjustment for illustration only. They are not quotes, offers, or guarantees of coverage or price. Your actual premium is determined by The Southern Agency during underwriting based on your specific operation. See how we estimate costs.

Want the full breakdown? Open the cost estimator or read the guides.

Ready to start your quote?

Begin online in minutes. A licensed commercial insurance professional reviews every submission before coverage is placed.