Illustrative example — search your business type to see yours.
Digital commercial insurance,
built around your business.
Find your exact type of business, understand the coverage commonly associated with it, estimate potential costs, and start the quote process — supported by licensed professionals.
Search more than 1,200 specific business types · No spam, no obligation
Illustrative example — search your business type to see yours.
Illustrative example — search your business type to see yours.
Illustrative example — search your business type to see yours.
Illustrative example — search your business type to see yours.
Illustrative example — search your business type to see yours.
Access to markets that understand different types of businesses
Coverage is placed based on suitability for your operations — not on a one-size-fits-all policy.
Start with your business—not a generic insurance policy.
Begin from what your business actually does, or explore the coverage library to understand the policies behind a commercial insurance program.
Coverage
each with typical cost ranges
Understand the coverage behind the insurance program — from general liability and workers' comp to specialized commercial policies — with typical cost ranges on each page.
- General Liability
- Workers Compensation
- Commercial Property
- Business Auto
- Professional Liability
- Business Owners Policy
Find Your Business
1,229+ business types
Start from what your business does. Every business type is mapped to the commercial coverage commonly considered for it — across all 50 states.
- Agriculture, Forestry & Fishing
- Automotive & Vehicle Sales
- Aviation & Aerospace
- Business & Facility Services
- Construction & Contractors
- Education
From your business type to a licensed professional
A clear, digital-first path from understanding your risks to starting a quote — with a licensed professional involved before any coverage is placed.
- 1
Find your business type
Search more than 1,200 specific business types to start from what your business actually does.
- 2
Understand your risks
See the common risks associated with businesses like yours, in plain language.
- 3
Review relevant coverage
Explore the coverage commonly considered for your type of business and why it matters.
- 4
Estimate potential costs
Use the cost estimator for an educational, illustrative range — an estimate, not a quote.
- 5
Start your quote
Begin the quote process online in minutes, with the details of your business already in focus.
- 6
Work with a licensed professional
A licensed commercial insurance professional reviews your submission before coverage is placed.
Estimate your cost
Pick your industry and size for an illustrative annual premium range, built from the coverages most businesses like yours carry. It's an estimate to plan with — not a quote.
Your business
Estimates combine general national-average premium ranges and a size adjustment for illustration only. They are not quotes, offers, or guarantees of coverage or price. Your actual premium is determined by The Southern Agency during underwriting based on your specific operation. See how we estimate costs.
Want the full breakdown? Open the cost estimator or read the guides.
Ready to start your quote?
Begin online in minutes. A licensed commercial insurance professional reviews every submission before coverage is placed.